Online Casino Payment Methods

Online Casino Payment Methods

Everyone who's slightly familiar with gambling of any sort agrees that money is the crux of gambling. To play for real money at an online casino, New Zealand players must find a way of transferring money into their account. The online gaming landscape is replete with banking solutions which casinos integrate on their sites for transactions.

This alone could make it a little challenging for players to pick the best payment option based on their gaming needs. To help players choose the right deposit and withdrawal methods, we have reviewed the best online casino payment methods in New Zealand. After reading this guide, you'll hardly have any issues selecting and using the top banking methods in NZ casinos.

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Page Contents

Lisa C. Written & published: 22.11.2022 By author Lisa C.
Richard B. Reviewed & updated: 07.05.2024 By gambling expert Richard B.

Selecting top payment options in NZ online casinos

While the general idea behind payment solutions in casinos may be somewhat similar, different methods provide a varied value. As some players prefer options that are linked to their banks, some others prefer discreet transactions, and others want it speedy. Suffice it to say there are several pertinent factors that a player should consider when deciding on which options to use.

Without a doubt, every banking method comes with its pros and cons. And these can affect a player's decision of whether or not a particular option is right for them. For this reason, this section explains the factors we consider important when going for a payment method in NZ casinos.

  • Online casino withdrawal times

    Online casino withdrawal times

    Every payment method has a certain time within which withdrawals are processed. While this time varies amongst different banking options, similar methods mostly have a similar withdrawal time. For instance, credit and debit cards usually take longer withdrawal times, as well as direct bank transfer. Meanwhile, all e-wallets have the same time, with cryptocurrencies also being processed within a similar duration.

    E-wallets and cryptos are the fastest and most discreet options at New Zealand casinos. Importantly, each casino has its withdrawal processing time, during which they perform due diligence before approving withdrawal requests. They will check the account activity, request verification documents in some cases, clarify with the payments provider and so on. Depending on the casino, this processing time typically takes 2 business days to complete.

    In other words, it's important to always check the average withdrawal times of online casino payment options. This information is often provided in the payments page of the casino or the cashier section of your account.

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  • Minimum deposit limits

    Minimum deposit limits

    The minimum deposit limits at every casino is an essential consideration at all times. Luckily, all casinos in New Zealand accept payments in New Zealand dollars (though some sites will then convert NZD into other currency), so you'll easily know the minimum deposit. Typically, NZ$10 to NZ$15 is the minimum deposit at most platforms. If you decide to deposit in cryptos, such as Bitcoin, Ethereum and others, the minimum is usually NZ$10 (in a crypto equivalent). However, it could be much lower if you're depositing with voucher cards. Unlike withdrawals, deposits are mostly instant at the top casinos.

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  • Banking fees

    Banking fees

    Ordinarily, all payment methods for online casinos in New Zealand don't charge banking fees for deposits. In respect of withdrawals, this depends on the casino and the payment method used. For instance, credit and debit cards and e-vouchers are usually free of banking fees.

    Bank transfer options often attract a fee from the casino (NZ$15 and higher). The exact amount varies from one site to another. E-wallets generally don't incur any fees for the player during withdrawals. Simply provide details of your transaction and it will be effected with no fees. If a casino will charge any fees on any payment option, it will expressly state so. But you may always reach out to customer support for clarifications.

Popular payment methods for NZ online casinos

NZ players are always in search of speedy, convenient and reliable payment solutions that make their experience awesome. And this is how it ought to be, because sketchy payment options strip the fun element of gambling. We ourselves avoid situations in which excuses take the place of actual transactions.

Given the loads of payment solutions out there, we always review the popular ones. We try to know the strength and weaknesses of each popular transaction method at top casinos. Below are some popular payment methods in online casinos.

  • visa


    Visa is by far one of the most accepted and most used payment methods in the world of gambling. Depositing with Visa often makes all regular bonuses available, especially the welcome bonus offer, which some other methods are excluded from. Visa enjoys a widespread appeal because it can be used for both deposits and withdrawals at every online casino.

    Visa and Visa Electron are the most common Visa cards in casinos. Also, using Visa to make transactions is easy, and only requires your card details. With respect to Visa deposits, they are usually instant, while withdrawals take up to 2 days to be approved. It will take up to 5 business days for the money to reflect in your account. Meanwhile, this method is entirely free of banking fees for any transaction with casinos, no matter how big.

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  • mastercard


    Mastercard is a global payments giant that has achieved widespread popularity among service providers, including New Zealand casinos. One thing is certain about Mastercard: security and convenience. It works the same way as Visa, requiring your card details for transactions. Deposits are usually instant, and you can claim nearly all casino deposit bonuses using this method.

    New Zealand is one of those jurisdictions where Mastercard is used for withdrawals. Typically, the approval by casinos and arrival of money in your bank account altogether may take up to 7 business days. Once you keep your card details secure, you'll make the most of this method. Importantly, Mastercard transactions attract no banking fees to players in NZ.

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  • American Express

    American Express

    Over the years, American Express has become one the best online casino payment methods across the globe. Also known as Amex, this U.S. company has been in operation for over a century. So, usage of an Amex credit or debit card for gambling is underscored by the utmost security. These cards provide seamless deposits and withdrawals as everyone wishes to have in online casinos.

    Since American Express has to do with cards, you can expect withdrawals to take 5 to 7 business days. Although this method levies a banking fee on players, this is usually insignificant, whilst the value is always retained. For instance, there's the Amex mobile app that not only allows smooth transactions, but also offers a range of personalised banking services.

  • skrill


    Skrill is an e-wallet that is widely regarded as one of the best payment options for online casinos. This payment method has become generally accepted for its speedy, reliable and super smooth transaction process. As a renowned e-wallet, Skrill eliminates the need to always enter your bank details in any online casino. This is because Skrill acts as a perfect middleman, allowing you to always deposit and withdraw money through it.

    While deposits are instant, this method is one of the fastest ways to withdraw your casino funds. However, some casinos oversell the Skrill withdrawal time as 'instant', but this is not the true position. Depending on the casino, the average withdrawal time using Skrill is up to 3 days. So, it is faster than direct bank transfer and card payments.

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  • EcoPayz


    EcoPayz is another e-wallet that has become quite popular amongst Kiwis both for gambling and daily e-commerce. Having been in the payments industry for decades, ecoPayz offers a range of products tailored to great gambling. From EcoPayz account creation to depositing of money into NZ casinos and withdrawal, operating your account comes with convenience.

    As one of the best online casino payment methods, EcoPayz casino withdrawals don't attract a fee. A fee will apply when withdrawing to your bank account, which will be brought to your notice beforehand. EcoPayz has robust safety standards for its users, so you can expect top-notch security using this platform.

  • Neosurf


    Neosurf is a voucher card that remains one of the simplest online casino payment options. The voucher contains 10 digits, which a player inputs in the casino's cashier section. Once done, the money reflects in the player's account instantly. These cards come with different values, which makes it possible to manage your bankroll based on your budget.

    Kiwi players can purchase a Neosurf card from retail stores, gift shops, lotto shops, among others. There are also approved online stores selling Neosurf cards nationwide. When buying the card online, a small transaction fee is mostly charged. However, Neosurf is only used for deposits, not for withdrawals and the limits are quite small, mostly NZ$100. If you wish to deposit higher amounts, you'll need to use multiple Neosurf cards.

  • Cryptocurrency


    For a couple of years now, blockchain technology has perfectly complemented online gambling, especially in New Zealand. By their very nature, cryptos power the most discreet method of transacting with casinos. If you are looking to withdraw huge amounts of money with very little charge, you should consider cryptos.

    You can use Bitcoin, Litecoin, Ethereum, Tether or Bitcoin Cash - all of which allow the highest withdrawals from casinos. Cryptos also have the fastest transaction speed, typically within a few hours after casino approvals. Once your funds get to your crypto wallet, you can convert to fiat and withdraw to your bank account seamlessly.

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Best payment options for NZ mobile casinos

mobileOne good thing about popular payment methods in online casinos is their usability on mobile devices. All top NZ casinos are fully mobile-optimised for play on iOS, Windows and Android smartphones and tablets. Similarly, the operators of these payment gateways facilitate their services in a mobile-friendly manner for easy access. For instance, Visa, ecoPayz, AmEx, Skrill and others can be easily used on most mobile devices.

In the course of transactions, you can receive one-time passwords (OTPs) and conduct 2-factor authentication exercises on your device hassle-free. Depositing with some payment methods could qualify you for some reload or cashback bonuses. And this means even more mobile gaming fun all the way!


Like most of our reviews, we have elaborated on our pattern of choosing the best payment solutions in NZ casinos. In your search for value-focused payment solutions for casino gaming, you have to consider online withdrawal times. Minimum deposit limits and banking fees are also top factors to take into consideration.

Over the years, we have seen the emergence of some popular banking methods in NZ casinos. Depending on what players want, each gateway provides its peculiar value to players. But generally, e-wallets like Skrill, ecoPayz and Neteller continue to provide speedy solutions.

Meanwhile, cryptos such as Bitcoin, Litecoin, Ethereum, Tether, and others allow for even faster and larger transactions. The most striking feature of the best online casino payment methods in New Zealand is their compatibility with mobile devices. Most of them even have dedicated mobile apps for smooth transactions on the go.

Online casino banking FAQ

What are the most popular payment options in NZ online casinos?

The casino gaming scene in New Zealand features lots of payment methods. The most popular ones are credit and debit cards like Visa, Mastercard and American Express. E-wallets, like Skrill and EcoPayz, voucher cards and cryptos like Bitcoin, Ethereum and so on are also popular among players.

Are all NZ payment options safe?

To be sure you are using a safe payment solution, we always advise playing at well-regulated NZ casinos. Once you play at such casinos, rest assured the payment options on offer are safe and secure.

Are there any fees when withdrawing money from online casinos?

As a player in New Zealand, there are generally no fees. However, it also depends on the withdrawal method you use. Bank wire, American Express and a few other bank-related methods charge some money on withdrawals. Meanwhile e-wallets normally charge no fees. Cryptocurrencies have very tiny network fees per transaction. Some online casinos also impose little cashout commissions.

Can I deposit crypto to online casinos?

Yes. Popular crypto coins are mostly accepted at NZ casinos, including Bitcoin, Ethereum, Bitcoin Cash, Doge, Litecoin and others. To deposit a coin, simply choose it in the cashier section, enter the amount, wallet address and other required details. Your deposit will reflect instantly.

Are there any withdrawal limits?

Yes. Every NZ casino has withdrawal limits and this varies by casino. Also, all withdrawal methods have their peculiar limits, which may differ sometimes. Generally, cryptos have the highest withdrawal limits in NZ casinos. It’s best to always check the casino’s terms and conditions as well as the payment page.

How fast are transactions with online casinos in New Zealand?

This depends on the payment method used and the withdrawal policy of the casino. Deposits are generally instant. Meanwhile, withdrawals via bank transfer are the slowest, taking between 5 to 7 business days. E-wallets and cryptocurrencies are the fastest. E-wallets take up to 3 days, while cryptos can be below 24 hours.